In all your thoughts and plans on how to survive the recession, have you thought about your mortgage credit score? You may have learned how to cut back on certain expenses, completely cut out others, and maybe even managed to save some money in the process. Unless you have the formula down pat and running smoothly, it's possible your credit score is in danger of slipping. If you're considering buying a home or refinancing your current one, you need to stay on top of where you stand.
It is recommended that you check your mortgage credit score at least once a year. The three credit bureaus are required to supply you with a free copy of your report each year, and you can request them together or spread them out over a few months. To make sure you're getting the full picture, though, you might consider getting all three at once and using other opportunities to check your report for free at other points in the year.
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